The questions
Five Things People Ask Before Committing
Safe deposit boxes, home safes, insurance, access, and what happens when you die.
Come and see it before you commit anything. Bring your insurance broker or your appraiser if that helps you decide.
Scheduled
Item-level records your underwriter will accept
In and out
Built for collections that get worn, not sealed away
Logged
Every movement, with who and when
Not a box
A safe deposit box is not a storage service
5 the questions
Including the cases where you do not need us.
Versus a Safe Deposit Box
A safe deposit box is a good place to put things. It is not a custody service, and the difference shows up at claim and at probate.
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Versus a Home Safe
A good home safe is genuinely useful. The risk it does not address is that the people who open it are at home when it is opened.
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Insurance
Your collection is insured under your policy. Our job is to give your underwriter a schedule they will accept.
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Access
Access is by appointment, controlled by authority you set, and logged every time. It has to be usable or it will not be used.
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Succession
The least discussed question and one of the most important. A collection nobody knows about is a collection that may be lost.
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Tell us what needs to move.
What, from where, and roughly when. You do not need an inventory to start the conversation, and if the job belongs with an armored carrier we will say so on the call.
